We want to protect your business.
Your business is an investment - let us protect your investment.
As a business owner, you want to be sure to have the appropriate coverage for your business. Commercial property and casualty insurance will be a start for your peace of mind.
The coverage you need will depend on your property. We're here to help you determine what coverage is right for you.
Let us find guide you in finding the coverage you need to properly protect your business.
Do you or your employees drive a company car? Make sure you have the right coverage for your business' vehicles.
Directors & Officers
You and your partners took risks starting your business. Protect those who have taken the risks from personal loss.
Flying is a big responsibility, you'll need coverage.
When in the market for business insurance, you need to understand the types of coverage available that best fit your business' needs. You'll also need to review Arkansas laws to know which are required coverages. Haymond Insurance prides itself on providing customers with knowledgeable agents who can ask you the right questions to help determine what coverage you need to best protect your business. We also have the ability to seek multiple quotes from the companies we represent meaning you find the best rate for individualized coverage.
The type of insurance needed for company vehicles is dependent on the type of driving and who is driving. There are many technical differences between personal and commercial auto policies. Once you contact us, an agent will ask you questions about your business to narrow down the specific needs for your business.
Most employers in the state of Arkansas are required by law to have workers' compensation insurance. If you fail to comply with the laws, there are penalties. Workers' compensation insurance is meant to pay for work-related injuries and illnesses, and any injury that occurs at or because of work could lead to a claim. Haymond Insurance can assess your industry's risks and find the right workers' compensation insurance for your business.
The risk you take with your business can be safeguarded with the proper commercial liability insurance. This type of insurance protects you, your business, and employees from claims related to property damage and bodily injury within the limits of your policy. It is important to understand that commercial liability doesn't protect against those situations covered under workers' compensation.
Employee Benefits Liability
Employee benefits liability policies cover claims resulting from errors in providing fringe benefits. The employer is covered against costs resulting from administrative errors. You would be mistaken to think situations covered by an employee benefits liability policy would be covered under a commercial liability policy. Commercial liability policies protect against bodily injury or property damage where an employee benefits liability policy protects against financial injury due to administrative errors. Read more...
If you're going to fly, you need aviation insurance. The type of coverage you need will depend on the type of flying done and your relationship to the aircraft - owner, renter, etc. Basic coverage includes liability, hull, and medical. Read more...
Directors & Officers (D&O)
Costly court battles have been waged against organizations' board of directors and/or officers and are becoming even more common. With proper D&O insurance, an organization's leaders are personally protected from suits filed against the organization. Watch Video